Accounting & Bookkeeping

What is Contra Entry?

A transaction involving the transfer of funds between a company's own cash and bank accounts, recorded on both the debit and credit sides of the cash book.

How It Works

A contra entry occurs when money moves between a business's own accounts — typically cash to bank (deposit) or bank to cash (withdrawal). It appears on both sides of the cash book, marked with 'C' to indicate it's a contra entry. Since no external party is involved and total assets don't change, contra entries don't affect the profit and loss statement. They only affect the composition of liquid assets. In double-entry bookkeeping, the same amount is debited and credited within the business's own accounts.

Real-World Example

A business deposits ₹2,00,000 cash into its bank account. Cash Book Credit side: ₹2,00,000 (cash decreases). Cash Book Debit side: ₹2,00,000 (bank increases). Both entries are marked 'C' for contra.

Why It Matters

1

Ensures accurate financial reporting and record-keeping

2

Helps maintain regulatory and tax compliance

3

Enables better-informed business decisions

4

Improves operational efficiency and cash flow management

Frequently Asked Questions

Why are contra entries important?

They maintain accurate records of cash and bank balances. Without recording contra entries, your cash book would show inflated totals — the cash balance would be too high and bank balance too low (or vice versa).

Do contra entries affect profit?

No. Contra entries only transfer money between your own accounts (cash ↔ bank). No income is earned and no expense is incurred, so there is zero impact on the profit and loss statement.

Automate Your Accounting

Let Laabam.One handle the complexity. From invoicing to GST filing, our ERP software makes accounting effortless.