Accounting & Bookkeeping

What is Accrual Accounting?

An accounting method where revenue and expenses are recorded when they are earned or incurred, regardless of when cash is exchanged.

How It Works

Under accrual accounting, transactions are recorded when the economic event occurs, not when payment is received or made. This method provides a more accurate picture of a company's financial position than cash-basis accounting. It follows the matching principle — expenses are matched to the revenues they help generate in the same period. Accrual accounting is required under GAAP and IFRS for most businesses.

Real-World Example

A software company delivers a ₹12,00,000 annual subscription in January. Under accrual accounting, it recognizes ₹1,00,000 as revenue each month — not the full amount when cash is received.

Why It Matters

1

Ensures accurate financial reporting and record-keeping

2

Helps maintain regulatory and tax compliance

3

Enables better-informed business decisions

4

Improves operational efficiency and cash flow management

Frequently Asked Questions

What is the difference between accrual and cash accounting?

In accrual accounting, transactions are recorded when earned/incurred. In cash accounting, they are recorded only when cash changes hands. Accrual gives a more accurate financial picture but is more complex.

Is accrual accounting mandatory?

Yes, for most businesses above a certain size. Under Indian Companies Act, GAAP, and IFRS, accrual accounting is mandatory. Small businesses and freelancers may use cash-basis accounting.

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