Accounting & Bookkeeping

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The difference between a company's current assets and current liabilities, representing the short-term liquidity available for day-to-day operations.

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Working capital measures whether a company can meet its short-term obligations. Positive working capital means the business has enough short-term assets to cover short-term debts. Negative working capital is a warning sign (except in businesses like supermarkets that collect cash before paying suppliers). The working capital cycle measures how long it takes to convert working capital into cash.

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Working Capital = Current Assets − Current Liabilities

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A business has current assets of ₹15,00,000 (cash, receivables, inventory) and current liabilities of ₹10,00,000 (payables, short-term loans). Working Capital = ₹5,00,000 (positive).

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What is the ideal working capital ratio?

A current ratio (Current Assets ÷ Current Liabilities) between 1.5 and 2.0 is generally healthy. Below 1.0 means the company may struggle to pay short-term debts.

Can a company have too much working capital?

Yes. Excess working capital means idle cash or overinvestment in inventory/receivables. It suggests the company isn't efficiently using its resources to grow.

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